The task of finding an affordable short-term health cover can be difficult. Whether you need it because you are switching schools, job, getting retired, graduating, or moving to a new place, you may be eligible to apply for short-term health insurance. Many people must be willing to know, what exactly a short-term health cover is, and what are the benefits of having one?
One of the huge benefits of having a short-term health insurance is that, its amount of monthly premium is low. Short-term health cover is very useful for those who are moving on a regular basis. This type of health insurance specifically focuses on individuals, families, or children, who do not need insurance for pre-existing conditions. These types of insurance covers can help in providing a back-up plan for them at the time of some miss happening.
In the previous years, short-term insurance plans have grown at a rapid rate. It has recently been made compulsory that people who are uninsured must be covered under some insurance plan in the next few years, which has made this insurance cover even more popular among the public.
These days you can easily find various insurance companies offering myriads of insurance covers. One thing to keep in mind while going for a short-term insurance cover is that these plans do not cover or are not beneficial for the pre-existing conditions of the insured person this is the main reason why it is termed as a "short-term" insurance cover, and why the monthly premiums are so low.
In case, you are unaware of the pre-existing conditions, then you can go for a full body check-up, which will help you in identifying all the symptoms and illness if any. If you have suffered from any illness, 3 years prior to that of a short term insurance cover, then you are eligible for the term benefits of these short-term covers. This is the reason why, it is very important for you to fill the application correctly to tell the insurance agency everything. If you do have a pre-existing condition then this type of insurance is not apt for you whether the monthly premiums will be low, but it will not be able to help you if something from the previous months catches up with you and you need serious medical attention.
If this is the case, then it is quite possible that the short-term health coverage that you may be receiving will be dropped. So think well before freezing on any of the insurance covers.
In the previous years, short-term insurance plans have grown at a rapid rate. It has recently been made compulsory that people who are uninsured must be covered under some insurance plan in the next few years, which has made this insurance cover even more popular among the public.
These days you can easily find various insurance companies offering myriads of insurance covers. One thing to keep in mind while going for a short-term insurance cover is that these plans do not cover or are not beneficial for the pre-existing conditions of the insured person this is the main reason why it is termed as a "short-term" insurance cover, and why the monthly premiums are so low.
In case, you are unaware of the pre-existing conditions, then you can go for a full body check-up, which will help you in identifying all the symptoms and illness if any. If you have suffered from any illness, 3 years prior to that of a short term insurance cover, then you are eligible for the term benefits of these short-term covers. This is the reason why, it is very important for you to fill the application correctly to tell the insurance agency everything. If you do have a pre-existing condition then this type of insurance is not apt for you whether the monthly premiums will be low, but it will not be able to help you if something from the previous months catches up with you and you need serious medical attention.
If this is the case, then it is quite possible that the short-term health coverage that you may be receiving will be dropped. So think well before freezing on any of the insurance covers.
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